Check Cashers

The 1999 Utah Legislature amended the Financial Institutions Act to regulate check cashing and payday lending by creating Chapter 23, currently entitled the “Check Cashing and Deferred Deposit Lending Registration Act”. The statue regulates check cashers, those who cash checks for a fee, and deferred deposit loan lenders (lenders who extend payday loans).

Some institutions are not subject to this act. The following are not subject to the check cashing requirements in Chapter 23. They are:

  • a depository institution or its holding company,
  • an institution directly or indirectly owned or controlled by a depository institution or its holding company, or
  • an entity/person that cashes a check in a transaction that is:
    • incidental to a retail sale of goods or services; and
    • for consideration that does not exceed the greater of: 1% of the amount of the check; or $1.

To access the Utah code relating to the “Check Cashing and Deferred Deposit Lending Registration Act” follow the link below to the Utah State Legislature’s web site.

Check cashers who operate in Utah must submit the Check Cashing Registration form. The fee for initial registration is $300. Annual renewal thereafter is $200.

The check cashing registration form is provided in Adobe Acrobat’s portable document format (PDF). You will need the Adobe Acrobat reader plug-in to view or print them.

The instructions for filling out the registration form are printed on the form.  Please mail the completed form with the appropriate fee to:

Department of Financial Institutions

PO Box 146800

Salt Lake City, UT 84114-6800

Registered Check Cashers
As of February 7, 2017

3 Amigos Market St George
A & A Check Cashing Vernal
Armandos Mercado, LLC Heber
Awesome Title Loans Salt Lake City
Buckeye Check$smart 9 Utah locations
Cash-It Moab
Check ‘N Go 16 Utah locations
Checks – Mate Ogden
Chivo Check Cashing Hurricane
Dixie Check Cashing LLC St George
El Mercadito Payson
Envios Express Provo
Harmons Grocery Stores 16 Utah locations
Intermex Wire Transfer, LLC West Valley City
Jiffy Enterprise Vernal
Jiffy Enterprise Roosevelt
K & C Store Bluff
KGLC, Inc. West Valley City
Kims Market Ogden
Kwick Stop #1 Ogden
Kwick Stop #2 Ogden
La Manzanita Market Salt Lake City
La Pico Market Kearns
Latino Cash Center Taylorsville
Latino Cash Center West Valley City
Marisa’s Fashions & Market Salt Lake City
Mercado Inc. dba El Mercadito Payson
Money Access Inc. Provo
Money Access Inc. Spanish Fork
Mr. Payroll Beaver
Multiservicios Maya Inc Salt Lake City
Perez Market West Valley City
QC Finance 13 Utah locations
Quik Check Brigham City
Quik Check Logan
Quik Check Orem
Quik Check Spanish Fork
Quik Check St George
Ruelas Envios y Multiservicios LLC Salt Lake City
Safi Yellow Store Salt Lake City
Shippack Place Corp Park City
Smith’s Food & Drug Centers, Inc. 49 Utah locations
Solucion Hispana, LLC Orem
Speedy Market 4 U Inc. Salt Lake City
Super Groceries 2 Ogden locations
The Money Place Midvale
The Money Place Taylorsville
The Money Place West Jordan
Tienda El Paraiso St George
TitleMax Lehi
TravelCenters of America Parawon
TravelCenters of America Tooele
Villa Cell USA Pleasant Grove
Villa Cell USA Provo
Wal-Mart Stores, Inc. 51 Utah locations
Winco Foods LLC Layton
Winco Foods LLC Midvale
Winco Foods LLC Ogden
Winco Foods LLC Orem
Winco Foods LLC Roy
Winco Foods LLC West Valley City
Yama & Sons Jewelry & Pawn Moab