State Credit Union Agency CSBS Accredited

We’re Responsible For

Chartering, regulating, supervising and examining state-chartered financial institutions. The Department also has jurisdiction over mortgage servicers, consumer lending, and money services businesses.

Financial Institutions

The Department of Financial Institutions regulates 21 banks, 28 credit unions, 17 industrial banks and 2 trust companies. There are also 11 national banks, 6 out-of-state state banks, 32 federal credit unions, and 2 federal savings associations, operating within the state.

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Mortgage Lending

Our Mortgage Lending page outlines mortgage regulation in Utah, licensing tips, how to find out who is regulated by us, and Utah’s requirement for interest to be paid on mortgage loan reserve accounts. To learn more, click below.

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Consumer Lending

Click below to visit our Consumer Lending page. There you can find out who is considered a consumer lender, what the licensing requirements are for consumer lenders, which companies are currently authorized to conduct consumer lending activities, and who to contact with questions.

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Have a Complaint?

If you have a complaint on an institution under our jurisdiction, you may file that complaint by completing the Complaint Form.

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Are My Deposits Safe?

Recent media attention has prompted questions from depositors at bank and credit unions as to the safety of their deposits.

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