Check Cashers

The 1999 Utah Legislature amended the Financial Institutions Act to regulate check cashing and payday lending by creating Chapter 23, currently entitled the “Check Cashing and Deferred Deposit Lending Registration Act”. The statue regulates check cashers, those who cash checks for a fee, and deferred deposit loan lenders (lenders who extend payday loans).

Some institutions are not subject to this act. The following are not subject to the check cashing requirements in Chapter 23. They are:

  • a depository institution or its holding company,
  • an institution directly or indirectly owned or controlled by a depository institution or its holding company, or
  • an entity/person that cashes a check in a transaction that is:
    • incidental to a retail sale of goods or services; and
    • for consideration that does not exceed the greater of: 1% of the amount of the check; or $1.

To access the Utah code relating to the “Check Cashing and Deferred Deposit Lending Registration Act” follow the link below to the Utah State Legislature’s web site.

Check cashers who operate in Utah must submit the Check Cashing Registration form. The fee for initial registration is $300. Annual renewal thereafter is $200.

The check cashing renewal registration form is provided in Adobe Acrobat’s portable document format (PDF). You will need the Adobe Acrobat reader plug-in to view or print them.

The instructions for filling out the registration form are printed on the form.  Please mail the completed form with the appropriate fee to:

Department of Financial Institutions

PO Box 146800

Salt Lake City, UT 84114-6800

Registered Check Cashers
As of July 17, 2017

3 Amigos Market St George
A & A Check Cashing Vernal
Armandos Mercado, LLC Heber
Awesome Title Loans Salt Lake City
Berrett’s Foodtown Salina
Buckeye Check$smart 8 Utah locations
Cash-It Moab
Check ‘N Go 16 Utah locations
Check City 31 Utah locations
Check Max West Valley City
Checks – Mate Ogden
Chivo Check Cashing Hurricane
Chek Line West Valley City
Chek Line Layton
Chek Line Salt Lake City
City Market Moab
Dixie Check Cashing LLC St George
El Centenario Market West Valley City
El Mercadito Payson
Envios Express Provo
Harmons Grocery Stores 17 Utah locations
Instant Money One Kearns
Intermex Wire Transfer, LLC West Valley City
Joyas Robles, Inc. Salt Lake City
Jiffy Enterprise Vernal
Jiffy Enterprise Roosevelt
K & C Store Bluff
KGLC, Inc. West Valley City
Kims Market Ogden
Kwick Stop #1 Ogden
Kwick Stop #2 Ogden
La Manzanita Market Salt Lake City
La Pico Market Kearns
Latino Cash Center Taylorsville
Latino Cash Center West Valley City
Marisa’s Fashions & Market Salt Lake City
Money Access Inc. Provo
Mr. Payroll Beaver
Multiservicios Maya Inc Salt Lake City
Perez Market West Valley City
QC Finance 10 Utah locations
Quik Check Brigham City
Quik Check Logan
Quik Check Orem
Quik Check St George
Quik Pik Market West Valley City
Ruelas Envios y Multiservicios LLC Salt Lake City
Safi Yellow Store Salt Lake City
Sedamas Inc. Orem
Smith’s Food & Drug Centers, Inc. 53 Utah locations
Solucion Hispana, LLC Orem
Speedy Market 4 U Inc. Salt Lake City
Stop & Go Market Ogden
Super Groceries 2 Ogden locations
The Money Place West Jordan
Tienda El Paraiso St George
TravelCenters of America Parawon
TravelCenters of America Tooele
Villa Cell USA Pleasant Grove
Villa Cell USA Provo
Wal-Mart Stores, Inc. 52 Utah locations
Winco Foods LLC Layton
Winco Foods LLC Midvale
Winco Foods LLC Ogden
Winco Foods LLC Orem
Winco Foods LLC Roy
Winco Foods LLC West Valley City
Yama & Sons Jewelry & Pawn Moab