Check Cashers

The 1999 Utah Legislature amended the Financial Institutions Act to regulate check cashing and payday lending by creating Chapter 23, currently entitled the “Check Cashing and Deferred Deposit Lending Registration Act”. The statue regulates check cashers, those who cash checks for a fee, and deferred deposit loan lenders (lenders who extend payday loans).

Some institutions are not subject to this act. The following are not subject to the check cashing requirements in Chapter 23. They are:

  • a depository institution or its holding company,
  • an institution directly or indirectly owned or controlled by a depository institution or its holding company, or
  • an entity/person that cashes a check in a transaction that is:
    • incidental to a retail sale of goods or services; and
    • for consideration that does not exceed the greater of: 1% of the amount of the check; or $1.

To access the Utah code relating to the “Check Cashing and Deferred Deposit Lending Registration Act” follow the link below to the Utah State Legislature’s web site.

Check cashers who operate in Utah must submit the Check Cashing Registration form. The fee for initial registration is $300. Annual renewal thereafter is $200.

The check cashing renewal registration form is provided in Adobe Acrobat’s portable document format (PDF). You will need the Adobe Acrobat reader plug-in to view or print them.

The instructions for filling out the registration form are printed on the form.  Please mail the completed form with the appropriate fee to:

Department of Financial Institutions

PO Box 146800

Salt Lake City, UT 84114-6800

Registered Check Cashers
As of April 25, 2018

3 Amigos Market St George
A & A Check Cashing House Vernal
Allegro Credit Services Internet Based
Armando’s Mercado Heber
Awesome Title Loans Salt Lake City
Berrett’s Foodtown Salina
Barri Money Services Salt Lake City
Buckeye Check$mart 8 Utah Locations
Cash-It Moab
Check City 29 Utah Locations
Check Max West Valley City
Check ‘N Go 16 Utah Locations Internet Based
Checks – Mate Ogden Internet Based
Chek Line 3 Utah Locations
Chivo Check Cashing Hurricane
City Market Moab
Dixie Check Cashing St George
El Centenario Market West Valley City
El Mercadito Payson
Gurudev Petro Salt Lake City
Jiffy Enterprise 2 Utah Locations
Joyas Robles Salt Lake City
KGLC West Valley City
Kims Market Ogden
Kwick Stop #2 Ogden
La Manzanita Market Salt Lake City
La Pico Market Kearns
Latino Cash Center Taylorsville
LendNation Internet Based
Marisa’s Fashions & Market Salt Lake City
Money Access Provo
Money Mart & DFC Partners Internet Based
Money Place Financial 4 Utah Locations
Mr. Payroll Beaver
Multiservicios Maya Salt Lake City
Perez Market West Valley City
QC Finance 9 Utah Locations
Quik Check 3 Utah Locations
Quik Pik Market West Valley City Internet Based
Red Rock Pawn Fort Duchesne
Ruelas Envios y Multiservicios Salt Lake City
Safi Yellow Store Salt Lake City
Sedamas Orem
Smith’s Food & Drug Centers 53 Utah Locations
Solucion Hispana 2 Utah Locations
Speedy Market 4 U Salt Lake City
Stop & Go Market Ogden
Super Groceries 2 Ogden Locations
The Money Place West Jordan
Tienda El Paraiso St George
TravelCenters of America 2 Utah Locations
V & A Taxes and Translations Park City
Wal-Mart Stores 52 Utah locations
Winco Foods 7 Utah Locations
Yama & Sons Jewelry & Pawn Moab