Check Cashers

The 1999 Utah Legislature amended the Financial Institutions Act to regulate check cashing and payday lending by creating Chapter 23, currently entitled the “Check Cashing and Deferred Deposit Lending Registration Act”. The statue regulates check cashers, those who cash checks for a fee, and deferred deposit loan lenders (lenders who extend payday loans).

Some institutions are not subject to this act. The following are not subject to the check cashing requirements in Chapter 23. They are:

  • a depository institution or its holding company,
  • an institution directly or indirectly owned or controlled by a depository institution or its holding company, or
  • an entity/person that cashes a check in a transaction that is:
    • incidental to a retail sale of goods or services; and
    • for consideration that does not exceed the greater of: 1% of the amount of the check; or $1.

To access the Utah code relating to the “Check Cashing and Deferred Deposit Lending Registration Act” follow the link below to the Utah State Legislature’s web site.

Check cashers who operate in Utah must submit the Check Cashing Registration form. The fee for initial registration is $300. Annual renewal thereafter is $200.

The check cashing registration forms are provided in Adobe Acrobat’s portable document format (PDF). You will need the Adobe Acrobat reader plug-in to view or print them.

The instructions for filling out the registration form are printed on the form.  Please mail the completed form with the appropriate fee to:

Department of Financial Institutions

PO Box 146800

Salt Lake City, UT 84114-6800

Registered Check Cashers
As of October 8, 2019

3 Amigos Market St George
A & A Check Cashing House Vernal
Allegro Credit Services Internet Based
Angelito Paleteria Y Mexican Salt Lake City
Armando’s Mercado Heber
Awesome Title Loans Salt Lake City
Berrett’s Foodtown Salina
Barri Money Services Salt Lake City
Canyonland Trading Co. Moab
Cash-It Moab
Check City 32 Utah Locations
Check Max West Valley City
Check ‘N Go 15 Utah Locations
CheckNGo.com Internet Based
Checks – Mate Ogden
Checksmart.com Internet Based
Chek Line Inc Salt Lake City
Chivo Check Cashing Hurricane
El Mercadito Payson
Envios Express Midvale Inc Midvale
Envios Y Pan LLC Salt Lake City
Instant Money One Kearns
Jiffy Enterprise 2 Utah Locations
Joyas Robles Salt Lake City
KGLC West Valley City
Kims Market Ogden
Kwick Shop Ogden
Kwick Stop #2 Ogden
La Manzanita Market Salt Lake City
La Pico Market Kearns
Latino Cash Center 2 Utah Locations
LendNation 16 Utah Locations
Marisa’s Fashions & Market Salt Lake City
Money Access Provo
Money Mart & DFC Partners Internet Based
Money Place Financial 4 Utah Locations
Multiservicios Maya Salt Lake City
Perez Market West Valley City
Quik Pik Market West Valley City
Red Rock Pawn Fort Duchesne
Reparacell LLC West Valley City
Ruelas Envios y Multiservicios Salt Lake City
Safi Yellow Store Salt Lake City
Sedamas Orem
Smith’s Food & Drug Centers 55 Utah Locations
Solucion Hispana 2 Utah Locations
Stop & Go Market Ogden
Super Groceries 2 Ogden Locations
TA Express Parowan
Tejeda’s Market LLC Salt Lake City
The Money Place West Jordan
Tienda El Paraiso St George
TravelCenters of America 2 Utah Locations
USA Mini Mart Ogden
Utah Envios Salt Lake City
Utah Envios #2 West Valley City
V & A Taxes and Translations Park City
Wal-Mart Stores 53 Utah locations
Winco Foods 8 Utah Locations