Check Cashers
The 1999 Utah Legislature amended the Financial Institutions Act to regulate check cashing and payday lending by creating Chapter 23, currently entitled the “Check Cashing and Deferred Deposit Lending Registration Act”. The statue regulates check cashers, those who cash checks for a fee, and deferred deposit loan lenders (lenders who extend payday loans).
Some institutions are not subject to this act. The following are not subject to the check cashing requirements in Chapter 23. They are:
- a depository institution or its holding company,
- an institution directly or indirectly owned or controlled by a depository institution or its holding company, or
- an entity/person that cashes a check in a transaction that is:
- incidental to a retail sale of goods or services; and
- for consideration that does not exceed the greater of: 1% of the amount of the check; or $1.
To access the Utah code relating to the “Check Cashing and Deferred Deposit Lending Registration Act” follow the link below to the Utah State Legislature’s web site.
Check cashers who operate in Utah must submit the Check Cashing Registration form. The fee for initial registration is $300. Annual renewal thereafter is $200.
The check cashing registration forms are provided in Adobe Acrobat’s portable document format (PDF). You will need the Adobe Acrobat reader plug-in to view or print them.
- Check Cashing Initial Registration Form (338KB) – Last revised 10/20
- Check Cashing Renewal Registration Form (340KB) – Last revised 10/20
The instructions for filling out the registration form are printed on the form. Please mail the completed form with the appropriate fee to:
Department of Financial Institutions
PO Box 146800
Salt Lake City, UT 84114-6800
Registered Check Cashers |
---|
3 Amigos Market | St George |
A & A Check Cashing House | Vernal |
Allegro Credit Services | Internet Based |
Angelito Paleteria Y Mexican | Salt Lake City |
Armando’s Mercado | Heber |
Awesome Title Loans | Salt Lake City |
Berrett’s Foodtown | Salina |
Barri Money Services | Salt Lake City |
Canyonland Trading Co. | Moab |
Cash-It | Moab |
Check City | 32 Utah Locations |
Check Max | West Valley City |
Check ‘N Go | 15 Utah Locations |
CheckNGo.com | Internet Based |
Checks – Mate | Ogden |
Checksmart.com | Internet Based |
Chek Line Inc | Salt Lake City |
Chivo Check Cashing | Hurricane |
El Mercadito | Payson |
Envios Express Midvale Inc | Midvale |
Envios Y Pan LLC | Salt Lake City |
Instant Money One | Kearns |
Jiffy Enterprise | 2 Utah Locations |
Joyas Robles | Salt Lake City |
KGLC | West Valley City |
Kims Market | Ogden |
Kwick Shop | Ogden |
Kwick Stop #2 | Ogden |
La Manzanita Market | Salt Lake City |
La Pico Market | Kearns |
Latino Cash Center | 2 Utah Locations |
LendNation | 16 Utah Locations |
Marisa’s Fashions & Market | Salt Lake City |
Money Access | Provo |
Money Mart & DFC Partners | Internet Based |
Money Place Financial | 4 Utah Locations |
Multiservicios Maya | Salt Lake City |
Perez Market | West Valley City |
Quik Pik Market | West Valley City |
Red Rock Pawn | Fort Duchesne |
Reparacell LLC | West Valley City |
Ruelas Envios y Multiservicios | Salt Lake City |
Safi Yellow Store | Salt Lake City |
Sedamas | Orem |
Smith’s Food & Drug Centers | 55 Utah Locations |
Solucion Hispana | 2 Utah Locations |
Stop & Go Market | Ogden |
Super Groceries | 2 Ogden Locations |
TA Express | Parowan |
Tejeda’s Market LLC | Salt Lake City |
The Money Place | West Jordan |
Tienda El Paraiso | St George |
TravelCenters of America | 2 Utah Locations |
USA Mini Mart | Ogden |
Utah Envios | Salt Lake City |
Utah Envios #2 | West Valley City |
V & A Taxes and Translations | Park City |
Wal-Mart Stores | 53 Utah locations |
Winco Foods | 8 Utah Locations |