Check Cashers

The 1999 Utah Legislature amended the Financial Institutions Act to regulate check cashing and payday lending by creating Chapter 23, currently entitled the “Check Cashing and Deferred Deposit Lending Registration Act”. The statue regulates check cashers, those who cash checks for a fee, and deferred deposit loan lenders (lenders who extend payday loans).

Some institutions are not subject to this act. The following are not subject to the check cashing requirements in Chapter 23. They are:

  • a depository institution or its holding company,
  • an institution directly or indirectly owned or controlled by a depository institution or its holding company, or
  • an entity/person that cashes a check in a transaction that is:
    • incidental to a retail sale of goods or services; and
    • for consideration that does not exceed the greater of: 1% of the amount of the check; or $1.

To access the Utah code relating to the “Check Cashing and Deferred Deposit Lending Registration Act” follow the link below to the Utah State Legislature’s web site.

Check cashers who operate in Utah must submit the Check Cashing Registration form. The fee for initial registration is $300. Annual renewal thereafter is $200.

The check cashing registration forms are provided in Adobe Acrobat’s portable document format (PDF). You will need the Adobe Acrobat reader plug-in to view or print them.

The instructions for filling out the registration form are printed on the form.  Please mail the completed form with the appropriate fee to:

Department of Financial Institutions

PO Box 146800

Salt Lake City, UT 84114-6800

Registered Check Cashers
As of March 11, 2024

3 Amigos Market St George
A & A Check Cashing House Vernal
Accesorios Cruz LLC Salt Lake City
America Insurance & Multiservices St George
Angelito Multiservicios North Salt Lake
Angelito Paleteria Y Mexican Salt Lake City
Antojitos & Craving Store Cedar City
Armando’s Mercado Heber
AutoPlace LLC Orem
Awesome Title Loans Salt Lake City
Barrett’s Foodtown Salina
Barri Money Services Salt Lake City
C & J Envios LLC West Valley City
Carmil Services LLC Ogden
Check City 30 Utah Locations
Check ‘N Go 13 Utah Locations
Chivo Check Cashing Hurricane
City Market Moab
Dixie Check Cashing LLC St George
El Centenario Market LLC West Valley City
El Mercadito Payson
Envios Confianza LLC 2 Utah Locations
Envios Express Midvale Inc Midvale
Envios Y Pan LLC Salt Lake City
Express Pro Services LLC Provo
Fashion R & B LLC West Valley City
Flash Multi-Servicios Midvale
Fruti Bar LLC West Valley City
Instant Money One Kearns
Jera Kambos Y Envios West Valley City
Jiffy Enterprise 2 Utah Locations
Joyas Robles Salt Lake City
Kwick Shop Ogden
Kwick Stop #2 Ogden
Kwick Stop III Ogden
La Casita Money Transfer LLC Sandy
La Casita Multiservicio LLC Clearfield
La Manzanita Market Salt Lake City
La Nueva Estrellita LLC West Valley City
La Pico Market Kearns
Latino Cash Center Taylorsville
LendNation 14 Utah Locations
Liz Envios Inc West Valley City
Los Feliz West Valley City
Luna Cash Checking 2 Utah Locations
Marbel Fashion LLC West Valley City
Marias Gift LLC Ogden
Moab Pawn and Gun Moab
Money Access Provo
Multi Services Utah LLC West Valley City
Multiservice JC LLC Kearns
Multiservicios Amigos Latinos Salt Lake City
Multiservicios Eli LLC Tooele
Multiservicios Express West Valley LLC West Valley City
Multiservicios Maya Salt Lake City
Nicell Wireless LLC Salt Lake City
Nico’s Multiservices LLC West Valley City
Perez Market West Valley City
Rapido Express Kearns Inc Kearns
Rapido Express Magna Inc Magna
Rapido Express Orem Inc Orem
Rapido Express Salt Lake City Inc Salt Lake City
Rapido Express west Valley Inc West Valley City
Red Rock Pawn Fort Duchesne
Reparacell LLC West Valley City
Reparacell West Jordan LLC West Jordan
Rinconcito De Las Americas LLC Spanish Fork
Ruelas Envios y Multiservicios Salt Lake City
Safi Yellow Store Salt Lake City
Silver Peak Supply Newcastle
Smart Cash Pleasant Grove
Smith’s Food & Drug Centers 53 Utah Locations
Solucion Hispana 2 Utah Locations
Stop & Go Market Ogden
Super Groceries Ogden
T A Operating LLC 2 Utah Locations
Tavotax Professional Services LLC Cedar City
Tienda El Paraiso St George
Torres Enterprises Corp 4 Utah Locations
USA Mini Mart Ogden
Utah Envios Salt Lake City
V & A Taxes and Translations 3 Utah Locations
Walmart Stores 51 Utah locations
Winco Foods 9 Utah Locations