Title Lenders

The Title Lending Registration Act (“the Act”), Title 7, Chapter 24 of the Utah Code Annotated regulates title lenders (those who lend money secured by a title of a motor vehicle, mobile home, or motorboat).

Those who conduct title lending activities are responsible for determining if they are subject to the Act and complying accordingly. You may find the Act by clicking the link below.

• Utah Code – Title 7, Chapter 24 – Title Lending Registration Act

Lenders subject to the Act must complete a Title Lender Registration (TLR) through the Nationwide Multistate Licensing System (NMLS). To submit, change, renew, or surrender a TLR, a lender must follow instructions on the appropriate NMLS Checklist.

To verify if a title lender is registered in Utah, please visit nmlsconsumeraccess.org.

If you have questions about title lending, please email us at msb.dfi@utah.gov or call 801-538-8830.