The Department of Financial Institutions regulates 21 banks, 28 credit unions, 17 industrial banks and 2 trust companies. There are also 11 national banks, 6 out-of-state state banks, 32 federal credit unions, and 2 federal savings associations, operating within the state.

Our Mortgage Lending page outlines mortgage regulation in Utah, licensing tips, how to find out who is regulated by us, and Utah’s requirement for interest to be paid on mortgage loan reserve accounts. To learn more, click below.

Click below to visit our Consumer Lending page. There you can find out who is considered a consumer lender, what the licensing requirements are for consumer lenders, which companies are currently authorized to conduct consumer lending activities, and who to contact with questions.